Dwelling Limits
Coverage to replace your loss. In the event that your home was lost to a fire today, we’re insuring the cost to rebuild your house tomorrow.
Other Structures
Covers everything not attached to your house whether that be a garage, shed, carport, or even a gazebo.
Personal Property
Think of everything you own inside your home. Furniture, appliances, clothing, decorations, bedding and silverware. The list could go on forever. In the event your possessions are damaged in a covered loss, this coverage will ensure you can replace them.
Loss of Use
Covers expenses associated with additional living expenses. As your home is being repaired or rebuilt, typical coverage will pay for or reimburse your expenses until your home is back to normal.
Liability
If someone is injured on your property or if their property is damaged and you’re found to be legally liable, liability limits will help to cover your financial responsibility. Slips, falls and dog bites are common claims protected by this coverage.
Medical Payments
Regardless of fault, medical payments can be made to those accidentally injured while on an insured location.
Coverage Enhancements
You’ll always receive options on the best available coverage offerings including special floater insurance for jewelry and antiques, sewer and drain backup, and Guaranteed Replacement Cost on your home coverage.